Compliance First
Regulatory requirements are being embedded into every transaction and process from the ground up.
Modern financial infrastructure
Financial Infrastructure Built for European Business
Secure, scalable and technology-driven payment solutions designed to help businesses manage accounts, payments and international operations through one platform.
Services described are planned and will become available only once the required regulatory authorization is in place.
Illustrative interface
OverviewAccountsPaymentsCurrenciesCompliance
Balances
6 currencies
Payments today
SEPA · SWIFT
Checks passed
KYB · AML
Payment activity
IllustrativeIncoming transferSEPA Instant•••• ••Settled
Supplier payoutSWIFT•••• ••In review
Currency exchangeEUR → GBP•••• ••Settled
European Focus
Built around EEA markets, SEPA infrastructure and companies operating across European borders.
Technology Driven
An API-first architecture intended to deliver real-time processing and automated workflows.
About us
A Modern Approach to European Payments
Elmyrise is building a modern financial platform for businesses operating across Europe and internationally.
Our goal is to simplify the way companies manage payments, accounts, currencies and financial operations. We combine financial technology, regulatory expertise and reliable infrastructure to create solutions that are secure, transparent and easy to use.
We are developing our services in preparation for authorization as an Electronic Money Institution in the European Union.
Our platform is intended for companies that need efficient access to European payment infrastructure, clear financial oversight and the ability to scale across multiple markets.
Our mission
Making Business Payments Simpler
Our mission is to remove unnecessary complexity from financial operations.
We aim to provide businesses with a single platform through which they can manage accounts, send and receive payments, exchange currencies and monitor transactions in real time.
We are building our infrastructure around three core principles:
01
Security
Protecting financial data and transactions at every stage.
02
Transparency
Clear processes, straightforward pricing and complete visibility over financial activity.
03
Scalability
Flexible infrastructure that grows together with our clients.
Our solutions
Financial Solutions for Modern Businesses
Our planned product ecosystem will provide the essential tools businesses need to manage payments and financial operations across Europe.
Business payment accounts
One Account for Everyday Business Operations
Manage your company’s financial activity from a secure and user-friendly platform.
Our planned business account solution will enable eligible companies to:
- Receive and hold funds
- Send domestic and international payments
- View balances and transaction history
- Manage multiple currencies
- Download statements and reports
- Control user access and permissions
Whether you are managing daily expenses or international payment flows, our platform is being designed to give you greater control over your finances.
Dedicated IBANs
European Payment Details for Your Business
Eligible clients will be able to receive dedicated payment details for managing transfers in euros and other supported currencies.
Dedicated IBAN functionality is intended to help businesses:
- Receive payments from customers and partners
- Separate operational payment flows
- Simplify payment reconciliation
- Improve transaction identification
- Manage European payments efficiently
Availability will depend on the client’s jurisdiction, business model and successful compliance review.
SEPA payments
Send and Receive Euro Payments Across Europe
Our planned integration with European payment infrastructure will enable fast and efficient euro transfers across the Single Euro Payments Area.
Solutions are expected to include:
- SEPA Credit Transfers
- Incoming and outgoing euro payments
- Scheduled and recurring payments
- Payment status tracking
- Automated reconciliation
- Bulk payment functionality
We are building the platform to support reliable business payments across European markets.
International payments
Move Money Across Borders with Confidence
Manage cross-border business payments through a single financial platform.
Our international payment functionality is being developed to help companies pay suppliers, receive funds from partners and manage operations across multiple jurisdictions.
Key benefits will include:
- Access to supported international payment routes
- Transparent payment tracking
- Clear transaction records
- Centralized management of cross-border payments
- Compliance screening for applicable transactions
The availability of specific countries, currencies and payment routes will depend on regulatory and partner requirements.
Multi-currency solutions
Manage Multiple Currencies in One Place
Businesses operating internationally need greater flexibility when managing different currencies.
Our planned multi-currency functionality will allow eligible clients to:
- Hold supported currencies
- Send and receive international payments
- View balances from a single dashboard
- Exchange currencies when required
- Reduce operational complexity
- Track currency activity in real time
Supported currencies and exchange functionality will be confirmed before the commercial launch of the platform.
Foreign exchange
Simple and Transparent Currency Conversion
Convert supported currencies directly through the platform with clear rates and complete transaction visibility.
Our foreign exchange solution is being designed for businesses that regularly receive revenue, pay suppliers or manage operations in different currencies.
Planned features include:
- Competitive exchange rates
- Transparent conversion costs
- Real-time rate visibility
- Detailed transaction records
- Integrated account balances
- Fast currency conversion
Payment API
Financial Infrastructure That Connects to Your Business
Our API-first infrastructure is being developed to help businesses integrate payments and account functionality into their own products and operational systems.
Planned API capabilities include:
- Payment initiation
- Account and balance information
- Transaction monitoring
- Payment status notifications
- Automated reconciliation
- Webhooks and reporting
- User and access management
Clear documentation and technical support will help clients complete integrations efficiently and securely.
Payment cards
Business Cards with Flexible Controls
Subject to regulatory authorization and relevant card programme partnerships, we intend to offer payment card solutions for eligible business clients.
Planned functionality may include:
- Physical and virtual cards
- Individual spending limits
- Real-time card controls
- Expense monitoring
- Card freezing and unfreezing
- Transaction notifications
- Team and department management
The final scope, territories and availability of card services will depend on regulatory approval and programme arrangements.
Who we serve
Designed for Ambitious European Businesses
Our infrastructure is being developed for companies that require reliable financial tools, efficient payments and transparent account management.
All applicants will be subject to eligibility requirements, risk assessment and compliance review.
Fintech Companies
Infrastructure designed to support financial products, payment flows and technology-led services.
Digital Businesses
Payment and account solutions for online platforms and digitally delivered services.
Marketplaces and Platforms
Tools for managing incoming and outgoing business payment flows.
International Companies
Multi-currency functionality and cross-border payments for companies operating across different markets.
Professional Services
Straightforward accounts and payments for consultancies, agencies and service providers.
Technology Companies
API-based financial infrastructure for companies building scalable digital products.
Why choose us
Built Around the Needs of Modern Business
Most providers cover one of these. We are building the licence, the technology and the support around a single agreement.
European Focus
Our platform is being designed around the needs of companies operating in Europe and within the European regulatory environment.
Compliance by Design
Compliance, transaction monitoring and financial crime prevention are being incorporated into the platform from the beginning.
Modern Technology
A secure, API-first infrastructure intended to support integration, automation and scalable operations.
Transparent Operations
Clear processes, understandable pricing and complete visibility over account activity.
Flexible Infrastructure
Solutions designed to support different company sizes, industries and operational models.
Professional Support
Direct assistance throughout onboarding, integration and ongoing account management.
How it works
A Clear Path to Getting Started
- 1
Tell Us About Your Business
Submit your contact details and provide an overview of your company, activities and financial requirements.
- 2
Initial Assessment
Our team will review your business model, expected payment flows, operating countries and required services.
- 3
Compliance Review
Eligible applicants will complete the required KYB, ownership and risk assessment procedures.
- 4
Integration and Setup
Once approved and when services become available, your company will be able to configure its account and integrate the required functionality.
- 5
Start Managing Payments
Use the platform to manage available accounts, currencies and business payments.
Compliance and security
Financial Services Built on Trust
Security and regulatory compliance are central to the development of our platform.
We are building our compliance framework in line with applicable European requirements and recognised industry standards.
Our planned control environment includes:
- Know Your Business procedures
- Customer and beneficial-owner verification
- Anti-money laundering controls
- Sanctions and PEP screening
- Transaction monitoring
- Fraud detection and prevention
- Risk-based customer assessment
- Ongoing account monitoring
- Data protection controls
- Secure access management
Our compliance team will assess every application individually. Access to services will depend on the applicant’s jurisdiction, ownership structure, business model and risk profile.
Designed to Protect Client Money
Protection of funds
Subject to regulatory authorization, relevant client funds will be managed in accordance with applicable safeguarding requirements.
Our operational framework is being designed to maintain appropriate separation between client funds and the company’s own operational funds.
Full details of the safeguarding arrangements will be published before regulated services are launched.
Your Data. Handled Responsibly.
Data protection
We are committed to protecting personal and business information.
Our platform is being developed with security and privacy controls intended to support compliance with the General Data Protection Regulation and other applicable data-protection requirements.
Planned measures include:
- Encryption of data in transit and at rest
- Secure access controls
- Role-based user permissions
- Activity monitoring
- Data minimisation
- Incident-management procedures
- Regular security assessments
Final call to action
Ready to Simplify Your Financial Operations?
Tell us about your business and the financial infrastructure you need. Our team will contact you to discuss your requirements and potential cooperation.
Contact
Let’s Discuss Your Business
Complete the form and our team will contact you to learn more about your company and the services you require.